EMERGENCY MEDICAL FAMILY TAKAFUL & WELLNESS PLAN

Access to Shariah compliant, life saving emergency medical treatment, armed response services, roadside, household & wellness benefits, directly from the palm of your hand!

Takaful Benefits

Private Hospital admission Guarantee

  1. Up to R250,000 Individual or R575,000 Family Cover, per event per annum, with applicable individual limits per covered life.
  2. Immediate cover, on receipt of first contribution, for Illness or Accident-related emergencies. ​
  3. No waiting periods. No medicals or blood tests. No delays with authorisation. Zero upfront payments.​
  4. Emergency transport by private ambulance or air evacuation to the closest private hospital. ​
  5. In-hospital treatment for medical emergencies including radiology, pathology, emergency surgery including theatre costs & surgeons, hospitalisation in ICU, high-care, or general ward fees.

Accidental Death Benefit

In the event of your death resulting from an Accident, R20,000 Cash lump sum is paid to your beneficiary.

Accidental Disability Benefit

R20,000 Cash lump sum is payable in the event you or your spouse become disabled as a result of an of an accident.

Emergency Service Benefits

AMBULANCE EVACUATION

In the event of a medical or accident emergency, you will be assessed, stabilised and evacuated to the nearest private hospital.

MEDICAL ADVICE & TRIAGE SERVICE

24-Hour Access to trained nurses for medical information and advice.

ROADSIDE & HOUSEHOLD ASSIST

Cover for callout fee and first hour labour, up to a maximum of R2,000 per annum, for each benefit.

EMERGIVAC MUM & BABY

24-Hour Mum & Children Advice Line for expectant mothers and baby related medical and health matters.

EMERGIVAC WELLNESS

24-Hour counselling for anxiety, depression, PTSD, bipolar disorders, GBV and suicide.

EMERGENCY MEDICAL & TRAUMA 

24-Hour Emergency Casualty Room benefit of up to R5,000 per claim, maximum R10,000 per annum.

HELICOPTER EVACUATION

Should the severity of your condition warrant it, you will be transported by air ambulance. Benefit Amount R75,000 Individual or R150,000 Family Cover.

EMERGI-GUARD – 24-HOUR ARMED RESPONSE

Activate an armed-response company at the touch of a button anytime in all major metros in South Africa. It’s like having your own bodyguard on call 24-hours a day. Enjoy four (4) fully paid for callouts per annum.

Shariah App Collection

Quran

Qiblah

Masjid Finder

Emergivac Vitals

AI (Artificial Intelligence) driven screening of your blood pressure, heart rate, oxygen level, stress levels, in under a minute, measured through the camera on your phone.

Takaful Certificate

Shariah Advisory Board

Dr Ziyaad Mahomed

Chairman - I Consult Africa

Prof Ziyaad is Associate Professor, Lead Researcher (Shariah) for the Centre of Excellence in Social Finance, and Head of Online Programs at INCEIF University.

Dr Sa‘id Adekunle Mikail

Shariah Adviser - I Consult Africa

Dr Mikail is currently Associate Professor cum Senior Researcher at ISRA Research Management Centre of INCEIF University.

(Mufti) Dr Yousuf Sultan

Shariah Adviser - I Consult Africa

(Mufti) Dr Yousuf Sultan is a seasoned professional in Islamic finance with a strong background in shariah and technology. 

Shaykh Ziyaat Isaacs

Managing Director - I Consult Africa

Shaykh Ziyaat Isaacs hails from Cape Town, South Africa and has diverse experience abroad. He holds a Bachelor’s Degree in Islamic Finance.

**Standard Family Cover: R375,000 per annum, per event with the applicable individual limits per life covered, as follows; Main Member: R150,000, Spouse: R150,000, Children: R75,000 per Child (Max 3 Children)

**Extended Family Cover: R575,000 per annum, per event with the applicable individual limits per life covered, as follows; Main Member: R250,000, Spouse: R250,000, Children: R75,000 per Child (Max 3 Children)

Any additional Children may be added to the Family Cover option only, as follows:

Emergency Accident cover: R31 (R20 000 Accidental Death cover and R75 000 Hospital Admission Guarantee cover).

Emergency Illness and Accident Cover: R52 (R20 000 Accidental Death cover and R75 000 Hospital Admission Guarantee cover).

Emergency Medical Assistance, Armed Response & Wellness Benefits from just R199.

Serve Humanity

“Best among people are those who benefit mankind.”
Donate just R20 per month to Gift of the Givers

NPO 032-031, PBO 930018993

FAQ

You many have a few questions here and there.
Here are a few answers.

How do I pay for this and when am I covered?

Your monthly premiums are debited from your nominated bank account, on the day/date of the month you selected, when you completed your application for cover. ​ Stuck? Send us a direct message via Whatsapp, bottom right.

How do I access the cover and benefits?

You, or your family member may do so via the app, by making use of the buttons allocated for each service, via Whatsapp on 083 352 7860, or you may call in on 010 271 4786

Need help? Send us a direct message via Whatsapp, bottom right.

How many people can I add to my family cover?

Family Cover allows for two(2) Adults, meaning you and your Spouse, and for up to three(3) of your Children to be covered. Any additional Children may be added on to your policy, as per the prescribed rates. Addition Children may be your biological Children, Adoptive or Children for whom you are the Legal guardian. ​

Struggling? Send us a direct message via Whatsap bottom right.

Do I need to report all accidents and events to EMERGIVAC?

Yes. All incidents, or services required, MUST be accessed via our Client Services Centre. This is to ensure that the relevant services are coordinated and for guarantees to be activated, for you to receive the appropriate care. ​

We’re not perfect, but we’re working on it. Watch this space.

Activation Agency Logo

EMERGIVAC™ is a product of The Activation Agency (Pty) Ltd, Acacia Building (Block F), Ground Floor, 59 Woodlands Avenue, Hurlingham, Sandton, 2196. The emergency service benefits are provided by The Activation Agency (Pty) LTD. These services are only valid within the borders of South Africa. All values stated are inclusive of VAT. For service terms and conditions visit www.emergivac.co.za

Activation Agency Logo

The covered benefits of the EMERGIVAC Plan are underwritten by Clientèle Life Assurance Company Limited, a licensed long-term insurer and an authorised Financial Services Provider, FSP No. 15268. Company Registration No. 1973/016606/06. EMERGIVAC is an immediate medical emergency product and is not a medical aid.

Activation Agency Logo

EMERGIVAC™ is a product of The Activation Agency (Pty) Ltd, Acacia Building (Block F), Ground Floor, 59 Woodlands Avenue, Hurlingham, Sandton, 2196. The emergency service benefits are provided by The Activation Agency (Pty) LTD. These services are only valid within the borders of South Africa. All values stated are inclusive of VAT. For service terms and conditions visit www.emergivac.co.za

Activation Agency Logo

The covered benefits of the EMERGIVAC Plan are underwritten by Clientèle Life Assurance Company Limited, a licensed long-term insurer and an authorised Financial Services Provider, FSP No. 15268. Company Registration No. 1973/016606/06. EMERGIVAC is an immediate medical emergency product and is not a medical aid.