We all think of our homes as safe havens that offer us comfort and security. But life has a way of pitching us curveballs that sometimes land squarely in our homes, disrupting that comfort and security. While we’re generally well-prepared for medical emergencies and car troubles, domestic dramas can often catch us off guard.
It could be the dreaded drip-drip-drip of a burst pipe, the sudden, eerie silence of a power cut, or that feeling of dismay when the front door clicks shut behind you and you realise your keys are still inside! These can just be minor inconveniences, but often they’re costly, disruptive, stressful and even dangerous.
Burst Pipes and Water Damage
Picture this: it’s a freezing winter night on the Highveld of Gauteng. Suddenly you hear an ominous cracking sound followed by the unmistakable hiss of escaping water! Or there’s a wet patch spreading rapidly across your ceiling signalling the demise of your geyser!
Burst pipes are often caused by freezing temperatures, corrosion, or even just unexpectedly high water pressure. The aftermath can be a soggy nightmare with flooded floors, ruined carpets, damaged furniture, and the risk of mould growth. Not to mention the potential of electrical hazards if water finds its way into the circuitry!
When these events occur, know what immediate steps to take. Firstly, locate and turn off your main water supply. Knowing where this valve is located will save you precious time and a lot of damage. Insulating exposed pipes in the colder parts of our country, where winter temperatures drop below freezing, and having regular plumbing inspections, will also minimise these risks.
Electrical Outages and Hazards
Ah, the abrupt darkness and dreaded sudden silence of a power interruption! Electrical outages, whether due to stormy weather, loadshedding, or an overloaded circuit can be much more than just an inconvenience. Losing the use of your essential appliances can quickly become frustrating and costly.
In the case of patients supported by medical equipment, it can be life-threatening. A power cut can also compromise your home security system and create tripping hazards in the dark.
Being prepared for power outages is simpler than you might think. Always have a few reliable torches or LED lights to hand and ensure that the latter is always fully charged. If you rely heavily on electronic devices, it’s advisable to invest in a portable power bank. If you’re plagued by frequent outages and can afford it, a backup generator is always a worthwhile investment.
It’s also important to be aware of everyday electrical hazards. Faulty wiring, overloaded or damaged extension cords and appliances all pose potential risks. We strongly advise regular checks of your electrical installations by a qualified electrician to keep everything working properly and safely. Always know the location of your DB board and how to safely access and reset your trip switches.
Appliance Malfunctions and Safety Risks
Our lives are made easier by all our helpful gadgets and appliances. But when these go wrong, they can cause more than just frustration. Think about a gas leak from a faulty stove or heater – a potentially very dangerous situation! Or perhaps an oven malfunctions and becomes a fire hazard. Even something as seemingly innocuous as a washing machine or dishwasher overflowing can lead to water damage and potential electrical hazards.
Regular maintenance is key to keeping your appliances running safely and efficiently. Getting gas appliances checked annually by a qualified technician is crucial. Ensure your oven and stovetop are clean and free from grease build-up as these increase the risk of fire. Installing smoke detectors and carbon monoxide detectors is always a good idea.
In the event of a suspected gas leak, evacuate the house immediately. Also, never operate any electrical switches as this could ignite the gas. For appliance fires, and if it’s safe to do so, use a fire extinguisher suitable for the type of fire.
Locked Out Situations
We’ve all experienced it, haven’t we? That awful sinking feeling as the door clicks shut and you realise your keys are still inside on the dining room table! Whether it’s a lost set of keys, a jammed lock, or a little one who decided to play ‘locksmith’ from the inside, being locked out of your home can be very stressful, especially if it’s late at night or the weather is bad.
Having a backup plan can save you a lot of hassle. Leave a spare key with a trusted neighbour or a family member close by. You can also invest in an accessible, secure and unobtrusive key safe box outside the house.
Minor Home Repairs Turning Major
That dripping tap might seem like a small issue you can tackle yourself, but sometimes, DIY repairs don’t go quite according to plan! A poorly fixed leak can lead to more significant water damage behind walls or under floors. An incorrectly repaired roof tile can result in bigger leaks and structural problems down the line.
So, it’s important to know your own limitations when it comes to home repairs. While tackling small tasks can save you money, attempting repairs beyond your skill level can often lead to more costly problems in the long run. Rather call in a qualified professional for anything that feels beyond your expertise.
The EMERGIVAC Solution: Your Household Help is Here!
When those unexpected household hiccups occur, wouldn’t it be good to know you always have someone to call? With EMERGIVAC’s affordable medical insurance, your cover extends well beyond medical emergencies! Our invaluable Roadside & Household Assist is designed to help you when those unforeseen household emergencies occur. This benefit covers the call-out fee and the first hour of labour, up to a maximum of R2,000 per annum.
So, a burst pipe on a Sunday afternoon? Instead of scrambling to find a plumber and worrying about hefty call-out fees, EMERGIVAC’s help is the tap of our app away! Locked out of your house late at night? Our Household Assist can help get a locksmith swiftly to your door. Our cover is all about having that extra layer of reassurance, security and assistance when things go wrong.
So, don’t wait until you’re ankle-deep in water in your lounge, or standing in front of a locked door with no keys! Take a proactive step towards protecting your home and your peace of mind today. Enjoy real peace of mind by signing up with EMERGIVAC for our comprehensive and affordable medical and emergency insurance cover.
Frequently Asked Questions About; Home Emergencies You’re Probably Not Prepared For
1. What are the most common home emergencies?
The most common home emergencies include burst pipes, power outages, gas leaks, appliance malfunctions, and getting locked out of your home. These events can cause stress, damage, and safety risks if not handled quickly.
2. How do I prepare for a burst pipe at home?
To prepare for a burst pipe, know where your main water shut-off valve is located. Insulate exposed pipes in colder areas, and schedule regular plumbing inspections to avoid freezing or high-pressure issues.
3. What should I do during a power outage in South Africa?
During a power outage, use LED torches for lighting and avoid opening your fridge unnecessarily. Keep power banks charged, and if possible, invest in a backup generator to maintain essential functions.
4. Are faulty appliances a home safety risk?
Yes, malfunctioning appliances like stoves, ovens, and washing machines can pose serious safety risks, including gas leaks, fires, and water damage. Annual checks and proper maintenance are crucial.
5. What’s the best way to prevent getting locked out of your home?
Prevent lockouts by leaving a spare key with a trusted friend or neighbour. Alternatively, install a secure key safe outside your home that only you or family can access in an emergency.
6. Does EMERGIVAC cover household emergencies?
Yes, EMERGIVAC’s Household Assist covers call-out fees and the first hour of labour for issues like burst pipes, locksmith needs, and minor home repairs—up to R2,000 per year.
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